Today many investors are living longer and need greater income to offset the cost increase to daily life.  Superannuation is the term used to describe outliving your income.  This is one of the most important areas that a professional investment manager can help avoid.  Higher yields generally means greater risk, with that risk comes the potential loss of principal.  How you manage this risk and what criteria you use to own income producing securities will make the difference between executing your strategy and losing principal.  Please see what a professional can do for you.  We have been successful at generating income many times greater than what many investors think is possible.